Trinidad and Tobago

Guardian Life of the Caribbean

Guardian Asset Management

Guardian Group Trust Limited

Guardian General Insurance Limited

Guardian Holdings Limited

Barbados

Guardian Life of the Caribbean

Guardian General Insurance Limited

Jamaica

Guardian Life Limited

Guardian General Insurance Jamaica Limited

Dutch Caribbean

FATUM Holdings N.V.

East & North Caribbean

Eastern Caribbean States (ECS)

Bahamas

Belize

Cayman Islands

Turks & Caicos

U.S. Virgin Islands

Grenada